Did You Know?

In India, over ₹2 lakh crore worth of loans are classified as bad debt every year, affecting millions of borrowers.

Privacy Policy XeroDebt. (“XeroDebt,” “we,” or “us”) is committed to protecting your privacy. We take data protection and privacy very seriously. This Privacy Policy outlines how XeroDebt collects, uses, shares, and secures the personal information you provide when you visit the Websites and Mobile Apps owned and operated by XeroDebt and when you use our Services. It also describes your rights regarding the use, access, and correction of your personal information. The use of information collected through our Services is limited to providing the service for which you have engaged XeroDebt. Please read this Privacy Policy carefully, as it governs how you use XeroDebt or its affiliate products. By using XeroDebt’s website or services, you agree to this policy. If you do not agree, please refrain from using our services. Note: This Privacy Policy is subject to change at any time without notice. To stay informed of updates, please review this policy periodically. Collection of Personally Identifiable Information XeroDebt collects personally identifiable information such as your name, email address, phone number, and other details when you fill out a callback/program registration form, register on our website, or interact with our services. Information we may collect includes:

● Contact Information: Name, email address, mailing address, phone number.
● Business Information: Company name, size, and type (if applicable).
● Billing Information: Credit card details and billing address (processed through secure payment gateways; we do not store sensitive payment details beyond the last four digits of your card). By providing your information, you agree that XeroDebt may contact you via email or phone, including on numbers listed under DND, for the purpose of providing relevant services or offers, unless you explicitly opt out. Use of Non-Personally Identifiable Data XeroDebt captures non-personally identifiable data for analytics purposes. This may include:
● Device type.
● Browser type and version.
● Language preference.
● Time zone and screen resolution.
● Referring/exit pages. Such data is used to enhance your user experience and improve our services

How We Use Your Information XeroDebt may use the information collected from the website or services to:
● Provide and improve our Services.
● Communicate updates, promotional offers, and personalized recommendations.
● Address customer service inquiries and requests.
● Assess user needs and suggest suitable products or services.
● Administer accounts and send requested product or service information.
● Perform statistical analyses of user behavior at an aggregate level to optimize website performance. Cookies XeroDebt uses cookies and similar technologies to enhance website functionality and recognize users across devices. Cookies help us provide a personalized experience. You can manage cookie settings via your browser. Disabling cookies may affect website functionality

To opt out of cookies or data sharing, email us at hello@xerodebt.in. Sharing of Personal Information We may share your personal information with our affiliates to:
● Detect and prevent fraud or illegal activities.
● Enable joint or co-branded services requested by you. XeroDebt may disclose personal information if required by law or to protect our rights, enforce our policies, or respond to claims of violation of rights. In the event of a merger or acquisition, XeroDebt may share your information with the new entity, which will adhere to this Privacy Policy. Links to Third-Party Websites Our website may contain links to external websites not controlled by XeroDebt. We are not responsible for the privacy practices of these sites. We encourage you to read the privacy policies of any third-party websites you visit. Information Security XeroDebt employs industry-standard security measures to protect your personal information. Sensitive data is encrypted using Secure Socket Layer (SSL) technology. Access to your data is restricted to authorized personnel with confidentiality obligations. Our website is regularly scanned for vulnerabilities to ensure a safe user experience. All payment transactions are processed through secure gateway providers and are not stored on our servers. Despite our best efforts, no system is entirely secure. You use our website at your own risk.

Testimonials We may post customer testimonials, reviews, or comments on our website with prior consent. If you wish to have your testimonial removed, contact us at hello@xerodebt.in. Contacting XeroDebt If you have questions or concerns about this Privacy Policy, reach out to us at: Email: hello@xerodebt.in

© 2025 All Rights Reserved by Xerodebt