These terms and conditions (“Terms and Conditions”) govern your use of this website, XERODEBT.IN (“Website”). In these Terms and Conditions, “XeroDebt,” “Company,” “us,” or “we” refers to Fyntix India Pvt. Ltd. By using this website or its Products and Services, you agree and warrant that you have read, understood, and agreed to be bound by these terms. If you do not accept these terms, you are not authorized to use any portion of the website, products, or services offered by the Company. You must use the Website only for lawful purposes and comply with these Terms and Conditions at all times. Unauthorized use, such as hacking, distributing malware, or attempting to disrupt website functionality, is strictly prohibited. While XeroDebt strives to provide accurate and up-to-date information, the Company cannot be held liable for any inaccuracies, errors, or omissions on the Website. The content provided is for informational purposes only and does not constitute legal, financial, or professional advice. XeroDebt reserves the right to modify, update, or discontinue any portion of the Website, Products, or Services at any time without prior notice and will not be responsible for any losses or damages resulting from such changes. The use of the Website is governed by the Company’s Privacy Policy. By using the Website, you consent to the collection and use of your information as outlined in the Privacy Policy. It is your responsibility to maintain the confidentiality of your login credentials, and you will be held accountable for any activities conducted under your account. Under no circumstances will XeroDebt Pvt. Ltd. be held liable for any damages resulting from your use or inability to use the Website, Products, or Services. The Company does not guarantee specific outcomes, such as the issuance of settlement letters, as these are at the sole discretion of lenders. XeroDebt does not encourage or support willful defaulters. The Company’s services are exclusively for individuals experiencing genuine financial distress. Any misrepresentation of your financial status may result in the immediate termination of our services. Users are solely responsible for ensuring their devices and internet connections meet the requirements for accessing the Website. Misuse of any content, resources, or services provided by XeroDebt, including sharing confidential information or intellectual property, is strictly prohibited. XeroDebt reserves the right to restrict or terminate access to the Website, Products, or Services for users who violate these Terms and Conditions or engage in unethical practices. You agree to indemnify and hold XeroDebt harmless from any claims, damages, losses, or liabilities arising from your use of the Website, Products, or Services. These Terms and Conditions are governed by the laws of India, and any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts in Agra, India. XeroDebt. reserves the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the Website after changes are made constitutes acceptance of the revised Terms. The Website may contain links to third-party websites or resources. XeroDebt. is not responsible for the content, policies, or practices of these external sites. Additionally, all content on the Website, including but not limited to text, images, logos, and designs, is the property of XeroDebt. and is protected by copyright and trademark laws. Unauthorized use is strictly prohibited. By using this Website, you acknowledge and agree to these Terms and Conditions. If you have any questions or concerns, please contact us at hello@xerodebt.in.