
XeroDebt offers an Anti-Harassment Service that protects you from aggressive recovery agents and legal threats.
India's most reliable debt settlement partner, helping you take back control of your finances.
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Getting out of debt with XeroDebt is simple and effective. Here’s our six-step process:
Consult with our counsellors about your unsecured debts (credit cards, personal loans, etc.) and see if you qualify for debt settlement.
Sign up with us after deciding on a plan that works for you and executing a contract that safeguards your interests and permits debt settlement.
Allow our legal staff to communicate with your creditors so that you won't have to worry or feel harassed. When you have enough money saved, we'll talk to your creditors about settling your loans for a lot less than what's owed.
After receiving your approval, we will work hard to earn you the best savings rate possible before paying off the loans. After the sum has been paid to the creditors, you receive your settlement letter and are no longer in debt.
At XeroDebt, we believe in more than just settling debts-we believe in creating a lasting impact. Every 501st client receives a completely free debt settlement, covering both their debt payment and our service fee.
Why do we do this? Because we understand the weight of financial struggles. We know that in times of hardship, every little bit helps. Your fight is our fight, and we’re dedicated to supporting you beyond just solving your debt. By offering free debt resolution to every 501st client, we not only help you reclaim your financial freedom but also contribute to building a debt-free future for India.
This is our way of empowering lives and giving back to society. At XeroDebt, we are deeply committed to ensuring that no one suffers alone. We are here to offer not just solutions, but a chance at a fresh start, for you and for everyone who needs it.
Debt settlement is a process where we negotiate with your creditors to reduce the total amount of debt you owe, often allowing you to settle for a fraction of the outstanding amount. This can help you avoid bankruptcy and regain financial stability.
The debt settlement process typically takes between 6 to 18 months, depending on the complexity of your case and the number of creditors involved. We work closely with you throughout the process to ensure a smooth and efficient resolution.
Debt settlement may have an impact on your credit score, as it involves negotiating a reduced payment with creditors. However, settling your debt can improve your financial situation in the long term and prevent further damage caused by missed payments or defaults.
No, you do not need to pay the full settlement amount upfront. At XeroDebt, we offer flexible payment options, allowing you to pay the settlement amount in easy installments. You only need to pay a portion of the total amount when we begin the settlement process.
If we are unable to settle your debt, we offer a full refund of the fees you have paid, along with interest at the prevailing bank savings rate, ensuring you are not at a loss.
Our Anti-Harassment Service protects you from creditor harassment during the settlement process. We handle all communication with creditors, prevent unwanted calls and visits, and ensure that you are not disturbed while we work on resolving your debts.
Loan settlement reduces your outstanding debt significantly, helping you save money and regain control over your finances.
With professionals negotiating on your behalf, you can avoid the stress of dealing with creditors and focus on your peace of mind.
Our anti-harassment support ensures you're shielded from unwanted calls, legal notices, and creditor visits during the settlement process.
XeroDebt helped me reduce my debt by over 60%! The process was smooth, and I felt supported every step of the way. Their team was professional and kept me updated throughout. I'm finally debt-free and able to focus on my future!
Ravi Sharma
DelhiI was constantly harassed by creditors, and it was overwhelming. XeroDebt stepped in and handled everything for me. They negotiated with my banks and settled my loans for a much lower amount than I owed. The anti-harassment service was a lifesaver, allowing me to finally breathe easy. I highly recommend their services!
Priya Patel
MumbaiThanks to XeroDebt, I was able to clear my outstanding debts without the constant worry. The team made everything transparent, and I could pay in easy EMIs. I’m now in control of my finances and looking forward to a brighter future!
Arvind Kumar
BangaloreI had multiple loans with no way to manage them. XeroDebt created a personalized plan that not only reduced my debt but also protected me from harassment. I'm finally able to breathe easy!
Vikram Patel
MeerutI was drowning in debt and didn’t know where to turn. XeroDebt’s team guided me every step of the way, and now I’m debt-free! They really care about their clients and provide real solutions. Highly recommended!
Rajesh Kumar
DelhiXeroDebt has been a lifesaver. Their free counseling helped me understand my options, and the process was so simple. I’m relieved to be out of debt and moving forward with my life.
Priya Sharma
JaipurThe process was smooth and transparent. XeroDebt’s team negotiated with my creditors and reduced my debt significantly. I never thought I’d be free from my loans, but here I am!
Rohit Bhatia
MumbaiXeroDebt’s team was there for me throughout the process, providing consistent updates and guidance. Thanks to them, I paid off my debt in full and can now plan for my future.
Vikrant Patel
DelhiThe team at XeroDebt is simply fantastic! They helped me settle my loans for a much lower amount than I ever thought I could. It’s amazing how much money I saved!
Meena Desai
IndoreI’m so grateful to XeroDebt for the relief they brought into my life. Their team went above and beyond to help me settle my debt and protect me from creditor harassment. They truly care about their clients!
Harish Chandra
NoidaI never imagined getting out of debt could be so easy. XeroDebt handled all the negotiations, and I got my loans settled for a fraction of what I owed. It’s a fresh start for me!
Shalini Verma
BhopalXeroDebt turned my financial life around. From the first consultation to the final settlement, they were professional, compassionate, and incredibly efficient. I couldn’t have asked for better service.
Aarti Mehra
AgraI was skeptical at first, but XeroDebt proved me wrong. They negotiated with my bank and got me an amazing settlement. It feels good to be debt-free again!
Anil Verma
BangaloreI can't thank XeroDebt enough for their help. They made the entire debt settlement process stress-free, and I finally paid off my debts for a fraction of what I owed.
Neha Gupta
DelhiXeroDebt helped me get out of debt in a way I never thought possible. Their anti-harassment service gave me peace of mind during the entire process. Thank you for everything!
Suresh Rao
OotyThe team at XeroDebt is simply fantastic! They helped me settle my loans for a much lower amount than I ever thought I could. It’s amazing how much money I saved!
Meena Desai
IndoreXeroDebt took the time to understand my situation and created a tailored plan that worked for me. The team was always available to answer questions, and now I’m free from debt.
Ravi Singh
DelhiLoan settlement is subject to the discretion of the lenders, who hold the sole authority to issue settlement letters. XeroDebt provides professional legal assistance and does not issue settlement letters or guarantees. Not all debts may qualify for settlement. Loan settlement is recommended only for individuals experiencing financial distress and struggling to meet their loan obligations. XeroDebt does not encourage willful defaulters. Our services are designed to assist those genuinely facing financial hardships. We believe that everyone deserves a second chance to rebuild their financial future and work toward a debt-free life. XeroDebt is committed to maintaining the highest standards of client confidentiality and professional conduct. © XeroDebt Pvt. Ltd. All Rights Reserved.
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2023-01-05 14:00 (INTERNATIONAL TIME)