Did You Know?

XeroDebt offers an Anti-Harassment Service that protects you from aggressive recovery agents and legal threats.

Crushed by debt ? Take control today!

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How It Works

Getting out of debt with XeroDebt is simple and effective. Here’s our six-step process:

Step 1

Step 1

Case Evaluation

Consult with our counsellors about your unsecured debts (credit cards, personal loans, etc.) and see if you qualify for debt settlement.

step 2

Step 2

Sign Up

Sign up with us after deciding on a plan that works for you and executing a contract that safeguards your interests and permits debt settlement.

step 3

Step 3

Our Legal Team will negotiate on your behalf

Allow our legal staff to communicate with your creditors so that you won't have to worry or feel harassed. When you have enough money saved, we'll talk to your creditors about settling your loans for a lot less than what's owed.

step 4

Step 4

We'll get you the best settlement offer

After receiving your approval, we will work hard to earn you the best savings rate possible before paying off the loans. After the sum has been paid to the creditors, you receive your settlement letter and are no longer in debt.

Free Debt Settlement for Every 501'st Client

Giving back to society, Empowering Lives

At XeroDebt, we believe in more than just settling debts-we believe in creating a lasting impact. Every 501st client receives a completely free debt settlement, covering both their debt payment and our service fee.
Why do we do this? Because we understand the weight of financial struggles. We know that in times of hardship, every little bit helps. Your fight is our fight, and we’re dedicated to supporting you beyond just solving your debt. By offering free debt resolution to every 501st client, we not only help you reclaim your financial freedom but also contribute to building a debt-free future for India.
This is our way of empowering lives and giving back to society. At XeroDebt, we are deeply committed to ensuring that no one suffers alone. We are here to offer not just solutions, but a chance at a fresh start, for you and for everyone who needs it.

Frequently asked questions

Debt settlement is a process where we negotiate with your creditors to reduce the total amount of debt you owe, often allowing you to settle for a fraction of the outstanding amount. This can help you avoid bankruptcy and regain financial stability.

The debt settlement process typically takes between 6 to 18 months, depending on the complexity of your case and the number of creditors involved. We work closely with you throughout the process to ensure a smooth and efficient resolution.

Debt settlement may have an impact on your credit score, as it involves negotiating a reduced payment with creditors. However, settling your debt can improve your financial situation in the long term and prevent further damage caused by missed payments or defaults.

No, you do not need to pay the full settlement amount upfront. At XeroDebt, we offer flexible payment options, allowing you to pay the settlement amount in easy installments. You only need to pay a portion of the total amount when we begin the settlement process.

If we are unable to settle your debt, we offer a full refund of the fees you have paid, along with interest at the prevailing bank savings rate, ensuring you are not at a loss.

Our Anti-Harassment Service protects you from creditor harassment during the settlement process. We handle all communication with creditors, prevent unwanted calls and visits, and ensure that you are not disturbed while we work on resolving your debts.

Have more question ?

Contact us

Our impact in numbers

Debts Counselled
0 K+
Debt Handled
0 Crore+
Clients Empowered
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Clients Satisfaction Rate
0 %

Why XeroDebt ?

Pay Less, Save More

Loan settlement reduces your outstanding debt significantly, helping you save money and regain control over your finances.

Stress-Free Process

With professionals negotiating on your behalf, you can avoid the stress of dealing with creditors and focus on your peace of mind.

Protection from Harassment

Our anti-harassment support ensures you're shielded from unwanted calls, legal notices, and creditor visits during the settlement process.

Testimonials

Customer feedbacks

XeroDebt helped me reduce my debt by over 60%! The process was smooth, and I felt supported every step of the way. Their team was professional and kept me updated throughout. I'm finally debt-free and able to focus on my future!

Ravi Sharma

Delhi

I was constantly harassed by creditors, and it was overwhelming. XeroDebt stepped in and handled everything for me. They negotiated with my banks and settled my loans for a much lower amount than I owed. The anti-harassment service was a lifesaver, allowing me to finally breathe easy. I highly recommend their services!

Priya Patel

Mumbai

Thanks to XeroDebt, I was able to clear my outstanding debts without the constant worry. The team made everything transparent, and I could pay in easy EMIs. I’m now in control of my finances and looking forward to a brighter future!

Arvind Kumar

Bangalore

I had multiple loans with no way to manage them. XeroDebt created a personalized plan that not only reduced my debt but also protected me from harassment. I'm finally able to breathe easy!

Vikram Patel

Meerut

I was drowning in debt and didn’t know where to turn. XeroDebt’s team guided me every step of the way, and now I’m debt-free! They really care about their clients and provide real solutions. Highly recommended!

Rajesh Kumar

Delhi

XeroDebt has been a lifesaver. Their free counseling helped me understand my options, and the process was so simple. I’m relieved to be out of debt and moving forward with my life.

Priya Sharma

Jaipur

The process was smooth and transparent. XeroDebt’s team negotiated with my creditors and reduced my debt significantly. I never thought I’d be free from my loans, but here I am!

Rohit Bhatia

Mumbai

XeroDebt’s team was there for me throughout the process, providing consistent updates and guidance. Thanks to them, I paid off my debt in full and can now plan for my future.

Vikrant Patel

Delhi

The team at XeroDebt is simply fantastic! They helped me settle my loans for a much lower amount than I ever thought I could. It’s amazing how much money I saved!

Meena Desai

Indore

I’m so grateful to XeroDebt for the relief they brought into my life. Their team went above and beyond to help me settle my debt and protect me from creditor harassment. They truly care about their clients!

Harish Chandra

Noida

I never imagined getting out of debt could be so easy. XeroDebt handled all the negotiations, and I got my loans settled for a fraction of what I owed. It’s a fresh start for me!

Shalini Verma

Bhopal

XeroDebt turned my financial life around. From the first consultation to the final settlement, they were professional, compassionate, and incredibly efficient. I couldn’t have asked for better service.

Aarti Mehra

Agra

I was skeptical at first, but XeroDebt proved me wrong. They negotiated with my bank and got me an amazing settlement. It feels good to be debt-free again!

Anil Verma

Bangalore

I can't thank XeroDebt enough for their help. They made the entire debt settlement process stress-free, and I finally paid off my debts for a fraction of what I owed.

Neha Gupta

Delhi

XeroDebt helped me get out of debt in a way I never thought possible. Their anti-harassment service gave me peace of mind during the entire process. Thank you for everything!

Suresh Rao

Ooty

The team at XeroDebt is simply fantastic! They helped me settle my loans for a much lower amount than I ever thought I could. It’s amazing how much money I saved!

Meena Desai

Indore

XeroDebt took the time to understand my situation and created a tailored plan that worked for me. The team was always available to answer questions, and now I’m free from debt.

Ravi Singh

Delhi

I was struggling to keep up with payments and facing constant calls from creditors. XeroDebt handled everything professionally and helped me settle my debt in a way that was manageable for me.

Seema Reddy

Pondicherry

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